Funds may be transferred to another Bank account by written request signed by the account holder (s), by telephone request through Bank personnel, over the internet, or by electronic funds transfer, if you subscribe to such services. See your Account Agreement for additional details. Portfolio Builder is a tool that enables customers with an existing You Invest Trade account to create an asset allocation, based on their answers to a few questions about their investment goals, time horizon and risk tolerance. Customers can also use Portfolio Builder to select securities to fit their allocation and place trades to create their portfolio. Mutual funds require minimum investments of anywhere from $1,000 to $5,000, unlike stocks and ETFs where the minimum investment is one share. Mutual funds trade only once a day after the markets